Mobile banking made simple

Your Sacco, right at your fingertips.

Welcome to M-Kimbilio, Kimbilio Daima Sacco’s mobile banking service. Access convenient services using your mobile phone wherever you are.

Dial *879# How to activate

WithdrawalsAccess your funds

AirtimePurchase airtime

Account enquiriesCheck balances

GuarantorshipView guarantorship

Get started

Activate your M-Kimbilio account

Follow the activation prompts below to get started. Keep your PIN confidential and do not share it with anyone.

Activation steps

Use the USSD menu on your mobile phone.

Dial *879#Open the M-Kimbilio mobile banking menu.
Enter your current PINFollow the prompt to continue activation.
Enter your National ID numberProvide the identification details requested by the menu.
Create and confirm a new PINChoose a secure PIN that you can remember.
Account activationWhen activation is successful, you will receive the menu welcome message.
Enter your PIN to continueUse the main menu to select an available service.

Security reminder: Never disclose your PIN or one-time security codes to another person. If activation fails, contact the Sacco through its official contact details.

What you can access

Select the service you need from the M-Kimbilio main menu. Availability is subject to the Sacco’s configured services.

Withdraw cash

Access the withdrawal option, including M-Pesa where available.

Airtime purchase

Use the menu to access airtime purchase services.

Balance enquiry

Check your account balance through the mobile menu.

Mini-statement

Review recent account activity where the option is available.

Deposits

Access the deposit option displayed in the menu.

Guarantorship

View guarantorship information available on your account.

Register for M-Kimbilio

Download the M-Kimbilio registration form, complete it and submit it to the Sacco as instructed.

Download registration form

Serving our members

Our branches

Connect with Kimbilio Daima Sacco through our service network.

Kaptebengwet
Boito
Siomo
Embomos
Kiptagich
Sotit
Kenyagoro